Atlas Travel

International Travel Health Insurance

The table below outlines the policy benefits available, per individual, on the Atlas Travel International Travel Medical Insurance plan. Coverage is available for both US and Non-US Citizens who are planning to travel, study or live abroad with coverage starting at just 5 days and up to 364 days inside the USA and 1 year outside the USA with renewal possibilities of up to 3 years.

Please review the table for full details and if you have any questions, please contact our customer support team for assistance.

Doctor/Provider Search

Policy Maximum $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000 (Ages 65 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit)
Deductible $0, $100, $250, $500, $1,000, $2,500, or $5,000 The deductible is due once per certificate period
ER Co-Pay Only applies to Claims incurred in U.S. $200 for each use of the emergency room if not admitted to the hospital as an in-patient. Waived for Emergency treatment of injury.
Urgent Care Co-Pay Only applies to Claims incurred in U.S. $15 per visit, then the coinsurance will apply. Not subject to deductible. Co-payment waived if $0 deductible elected.
Network Click here to search the PPO Doctor/Hospital Network
Coinsurance 100% coverage on eligible expenses, after the deductible, up to the policy maximum.

Key Medical Benefits

Hospital Room & Board Average semi-private room rate, including nursing services.
Outpatient Treatment Up to the Overall Maximum.
Prescription Medications Up to the Overall Maximum. Maximum supply of 60 days per each prescription
Acute Onset of Pre-existing Conditions Up to the Overall Maximum. Up to $25,000 Lifetime Maximum for Emergency Medical Evacuation
Emergency Dental Up to $300 Not subject to deductible.
Emergency Eye Exam Up to $150 $50 co-pay per occurrence (plan deductible is waived)
Emergency Medical Evacuation Up to $1,000,000 Lifetime Maximum Not subject to deductible or overall maximum limit.
Repatriation of Remains Equal to the elected overall maximum limit. Not subject to deductible or coinsurance
Accidental Death and Dismemberment

Under 18: $5,000 lifetime maximum
18–69 years old: $25,000 lifetime maximum
70–74 years old: $12,500 lifetime maximum
75 and older: $6,250 lifetime maximum

Subject to a maximum $250,000 for any one family/group. Not subject to deductible or the overall maximum limit.
Trip Interruption Up to $10,000 Not subject to deductible
Lost Checked Luggage $1,000 limit Not subject to deductible
Travel Delay Up to $100 per day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days Not subject to deductible.
Lost or Stolen Passport/Travel Visa $100 limit Not subject to deductible.
Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border. Not subject to deductible.
Personal Liability Lifetime maximum - $25,000
Third person injury – Up to $25,000
Third person property – Up to $25,000
Related third person property – Up to $2,500 Not subject to deductible or overall maximum limit.

To view the full plan benefits and the complete table of benefits, please download a copy of the plan brochure:

Brochure Download

This is a summary of a selection of the key plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents. The Certificate of Insurance is the only source of the actual benefits provided.