Short Term Medical Insurance
Short term medical insurance plans (also known as the STM plans for short) are designed to provide US Citizens who are residing in the USA with short term health insurance coverage. Effective April 1st 2017, all STM plans available on the market will be limited to a maximum coverage period of 90 days. These short term insurance plans are ideal for anyone, including students, who are in temporary need of short term coverage – this includes:
- Individuals transitioning between jobs
- College students or recent graduates
- Individuals no longer eligible on parents’ policy due to age or status
- Individuals looking for an affordable substitute for COBRA
Typically short term medical insurance plans provide a wide range of coverage benefits, including inpatient and outpatient services, urgent care coverage and flexible deductible options. As all STM plans vary, you will want to compare the different options, and coverage benefits to find the right plan for you.
If you are looking for an STM plan, eHealthInsurance has a wide range of options to choose from and is an excellent resource to locate a plan to fit your needs.Search STM Plans