| Product Features |
TravelGap Vacationer |
TravelGap Multi-Trip
Gold |
TravelGap
Multi-Trip
Silver |
Price |
Quote Vacationer |
Quote Multi-Trip |
Quote Multi-Trip |
Duration of Benefits and Services |
Single Trip |
Multi-Trip
(all trips < 70 days duration in 12 mo. period) |
Multi-Trip
(all trips < 70 days duration in 12 mo. period) |
Availability |
Select U.S. States
-- see Eligibility |
Select U.S. States
-- see Eligibility |
Select U.S. States
-- see Eligibility |
Insurance Coverage |
Maximum International Medical Coverage Limits |
Options include $75,000, $150,000, $500,000, $1,000,000 |
$250,000 ($100,000 if age 70-84) |
$50,000 |
Maximum Domestic Medical Coverage Limits |
$0 |
$25,000 |
$2,500 |
Maximum Emergency Medical Evacuation Coverage |
$500,000 |
$500,000 |
$250,000 |
Maximum Accidental Death & Dismemberment Coverage |
$25,000 |
$25,000 |
$0 |
Maximum Repatriation of Remains Coverage |
$25,000 |
$25,000 |
$15,000 |
Outpatient Prescription Drug Reimbursement |
Inside US: No
Outside US: Yes |
Inside US: No
Outside US: Yes |
Inside US: No
Outside US: Yes |
Emergency Dental Coverage |
Yes |
Yes |
Yes |
Pre-existing Conditions Covered |
180 Day Exclusion |
Yes |
Yes |
Primary Health Plan Required |
No |
Yes |
Yes |
Domestic (U.S.) And International Medical Benefits |
International Only |
Yes |
Yes |
Coverage for Non-Emergency Medical Care |
Yes |
Yes |
Yes |
Coverage for Emergency Medical Care |
Yes |
Yes |
Yes |
Deductible |
Options include $50, $100, $250, $500, per Insured Person per policy period |
$50 per Insured Person per policy period* |
$50 per Insured Person per policy period |
| * TravelGap Multi-Trip deductible waived for physician and hospital services delivered by HTH International Healthcare Community Providers. |
Waiver of Deductible for Appointment Scheduled by HTH |
No |
Yes |
Yes |
Details, Exclusions and Limitations |
Certificate |
Certificate |
Certificate |
Global Health and Safety Resources |
Online Doctor Search |
Yes |
Yes |
Yes |
Destination Health and Security Information |
Yes |
Yes |
Yes |
HTH Drug Translation Guide |
Yes |
Yes |
Yes |
Medical Term and Phrase Translation Databases |
Yes |
Yes |
Yes |
Health and Security News Alerts |
Yes |
Yes |
Yes |
Additional Benefits |
Toll Free Telephone Access to All Services |
Yes |
Yes |
Yes |
24 hours/7 days Global Medical Assistance |
Yes |
Yes |
Yes |
10 Day Money Back Guarantee |
Yes |
Yes |
Yes |
|
| Price Quote |
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Toll Free (888) 247-1387