The College Student Health Insurance Specialists

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Short Term Medical Insurance

Benefits | Exclusions | Quote/ Apply Online

The short term medical insurance plan (also known as the STM plan) is designed to provide US Citizens who are residing in the USA with short term health insurance benefits. The plan is ideal for anyone, including students, who are temporarily in need of short term coverage for up to 6 and 11 months (depending on your state) and is particularly ideal for:

  • Individuals transitioning between jobs
  • College students or recent graduates
  • Individuals no longer eligible on parents’ policy due to age or status
  • Individuals looking for an affordable substitute for COBRA

The plan also provides excellent coverage benefits, including inpatient and outpatient services, urgent care coverage and flexible deductible options. Further highlights of the short term medical insurance plan include:

  • Inpatient and outpatient visits
  • Hospital room and board coverage
  • Emergency room treatment
  • Up to $2,000,000 policy maximum
  • and much more....

Benefits | Exclusions | Quote/ Apply Online