Domestic Insurance

For US Citizens who need health insurance coverage inside the USA we have 3 main plan options available to you, and the best plan for you will depend on a few main criteria.

Firstly, if you are student then we have the Student Select, College Student Health Insurance plan which provides health insurance benefits for students under the age of 30. If you are not a student, we then have the short term student insurance plan or the comprehensive health insurance plan that offers longer term coverage:

Domestic Student Health Insurance Plans
College Student Health Insurance more info | apply now	- For college students under 30 - Annual or Semi-Annual Payment - $1,000,000 policy maximum
Short Term Student Insurance more info | apply now	- For both students and non-students - Available from 1-12 months - Up to $2,000,000 policy maximum
Comprehensive Health Insurance more info | apply now	- For both students and non-students - Available for 6 months plus - $5,000,000 policy maximum

Which plan is best for me?

Working out which plan is best for you will depend on a few things and this section should give you some guidance in terms of picking the right plan.

• Student enrolled at school that needs coverage
  If you are student that is enrolled in school and needs long term coverage, i.e. for over 12 months, then you should either consider the Student Select, College Student Health Insurance plan or the Global Citizen, Comprehensive Health Insurance plan. The Student Select is a student specific policy (meaning that only students can obtain this) however the Global Citizen (which is available to anyone) is also available to you and will provide better benefits and thus the premiums will be higher.


• Student that needs short term insurance
  If you need short term coverage (generally under 6 months) to fill an "insurance gap" then the Student Short Term Medical is your best option and will provide short term benefits. This plan is ideal for those who are finishing school and need coverage while they look for job, or you can come back to the USA from studying abroad and need something to fill the gap, etc..

Why buy student health insurance?

Obviously a question most students will have is why do I need student health insurance, and the easiest and quickest answer is do you want to risk being handed a very large bill if you do fall ill. We can never predict when we may get sick or injured, even if you have never been sick before - you could fall ill and need to seek medical treatment and when this happens you want an insurance plan in place to save you money!

If you need personal guidance and assistance, please contact us for more information