
Affordable Health Insurance
Benefits | Exclusions | Quote/ Apply Online
Unlike a traditional health insurance plan, a fixed-indemnity plan means your plan pays only a set cash amount when you receive a particular service, regardless of what your provider charges you. With this plan you also have the option to have us pay the doctor directly which will make it easier to administer.
To view the plan benefits, please click on the PDF below which will outline what the plan pays for particular benefits.
Value | Fundamental | Enhanced
Why Health Access is the right plan for you?
Convenient access to affordable, quality health care
- Medical ID card provides confidence in knowing you'll get care
- Cash you can use to help pay for health care expenses
- Retail clinic visits for a flat fee of $65 each, including lab work
- Prescription benefits
- Inpatient and outpatient hospital benefits
More for your money
- Discount card for health- and wellness-related items
- Access to substantial network discounts on doctors, hospitals and prescription drugs
- Simple plans and dedicated customer service make it easy to get the help you need
- Independent Patient Care Advocates help you save money
- Professional negotiators can help you reduce medical bills you may owe
What makes a Health Access plan different?
Unlike traditional health insurance plans, Health Access plans pay you a set cash amount when you receive a particular service, regardless of what your provider charges you. Here's an example of how it works if you choose to have us pay your provider.
